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Living a More Purposeful Life One Cent at a Time

saving

When 50% Isn’t Everything

March 8, 2017 by Penny 30 Comments

When I write posts about how approximately 50% of our budget is dedicated to savings–and extra debt repayment–I want to take a victory lap around the table and send myself all sorts of celebratory GIFs. Truth be told, sometimes I do. But based on the number crunching that we’ve been doing lately, it seems the … [Read more…]

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Posted in: Plan Tagged: 50%, budget, debt, FMLA, husband, invest, maternity leave, partner, saving, saving half

Three Reasons Why: Love, Fear, and Greed

March 6, 2017 by Penny 14 Comments

Why do we make the decisions that we make? What motivates us? I’m a firm believer that people’s passions are just as varied and unique as people themselves. But when I think about my own motives for why I do what I do, they can really be boiled down to three simple reasons.

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Posted in: Wonder Tagged: debt, fear, greed, love, love fear and greed, motivation, passion, reasons, saving, security, stability, why

Four Ways We’re Preparing to Earn Less

February 20, 2017 by Penny 34 Comments

Earlier this month, I turned in my paperwork for my twelve-week maternity leave. While I plan on doing a post in the near future with all the gory, number-crunching details, the short story is it is entirely unpaid. Our income won’t drop for another five months, but we’re already looking hard at what to do … [Read more…]

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Posted in: Save Tagged: cut in pay, ecofriendly, green, less income, Poshmark, resale, saving, used

Pennies and Dollars: Best Money Spent

November 11, 2016 by Penny 15 Comments

Since I started this series last month, we’ve celebrated everything from chocolate and hockey to concerts and backpacking. Today, Pennies and Dollars is here to share with us what he considers his best money spent this month year. For him, it’s not just about spending well once. It’s about stretching dollars to get the most bang … [Read more…]

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Posted in: Spending Tagged: best money, best money spent, budget, family, gifts, guest, membership, museums, saving, spending, vacation

Power Over Life: Best Money Spent

November 4, 2016 by Penny 23 Comments

The list is growing! It started with sweet treats and plane tickets. Then, Matt added concerts and hockey. Now, Jacob from Power Over Life is here to remind us that strategic spending is the key to unlocking some of life’s greatest adventures. Here’s what he considers his best money spent:

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Posted in: Guest Posts, Spending Tagged: adventure, backpacking, best money, best money spent, budget, change, coins, exploring, hiking, rounding up, saving, spare change

Optimize Your Life: Best Money Spent

October 21, 2016 by Penny 21 Comments

Last month, I thought long and hard about my best money spent. Because what’s life without chocolate? And it turns out relationships matter, too. While much of the conversations in personal finance focus on not spending, I figured it was time to shake things up. Matt from Optimize Your Life is here to help. Curious what … [Read more…]

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Posted in: Guest Posts, Spending Tagged: best money, best money spent, budget, concert, fitness, health, hockey, music, saving, spending, sports

Trying to Travel Hack

October 10, 2016 by Penny 44 Comments

I’ve decided to travel hack. So that automatically means I’m an expert, right? Actually, I thought it would be really helpful to chronicle my toe dip into these waters. Because, if you’re not a travel hacker and you’re anything like me, you’re both excited and overwhelmed by the prospect of free travel. Don’t get me … [Read more…]

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Posted in: Explore Tagged: budget, Chase, Chase Sapphire, free, miles, points, saving, spending, travel hacking, vacation

Frugally Awesome…Or Awkward: Haircut Edition

September 19, 2016 by Penny 71 Comments

About a month ago, I was driving home from work and decided long hair was exhausting. So, I did what any sane person does. I found a Great Clips coupon and lopped off 7 inches of hair less than an hour later. And man, did things get awkward.

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Posted in: Uncategorized Tagged: awkward, coworkers, frugal, haircut, luxury, money, saving, social life, spending, work

How Would You Handle an Extra Expense?

August 3, 2016 by Penny 32 Comments

If an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours … [Read more…]

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Posted in: Plan, Save, Stay Tagged: home, house, mortgage, saving, side hustle, spending, taxes

6 Ideas for that Extra Paycheck

August 1, 2016 by Penny 28 Comments

Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s … [Read more…]

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Posted in: Invest, Plan, Save Tagged: debt, extra money, extra payment, investing, mortgage, pay day, paycheck, payoff, salary, saving, splurge, travel
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