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Living a More Purposeful Life One Cent at a Time

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Money Lessons from My Garden

July 20, 2019 by Penny 39 Comments

While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]

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Posted in: Invest Tagged: emergency fund, garden, gardening, investing, lessons, money, patience, planning, saving, spending, time

My Plan to Spend a Little Less This Summer

May 29, 2019 by Penny 7 Comments

My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]

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Posted in: Spend Tagged: children, clothes, expenses, expensive, frugal, frugal fun, kids, parks, saving, spending, summer, summer fun, toys

Holiday Money Wins Part 3

December 10, 2018 by Penny 7 Comments
Pay for Christmas in Advance Money Wins

How much money are you dropping this holiday season? $100? $250? $1000? (You know, the number that is otherwise known as the national average.) Last week, I shared my money win that Christmas was already paid for. It feels great to not have to worry about the cost of anything. It’s especially exciting because I … [Read more…]

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Posted in: Celebrate Tagged: consumerism, gifts, holiday, holiday shopping, saving, savings account, sinking fund, spending

How Do You Win at Money Over the Holidays?

November 7, 2018 by Penny 10 Comments
Money Wins Celebrations

The holiday season is fast approaching. This is the time of year when everyone from your grandma to your favorite news anchor is talking about… Spending. Not what you thought I was going to say, was it? It almost goes without saying that when it comes to a celebration, there is usually some kind of … [Read more…]

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Posted in: Celebrate Tagged: celebrations, consumerism, goals, holidays, money wins, purposeful spending, saving, spending, success, wins

Sometimes Spending is the Answer

October 17, 2018 by Penny 12 Comments
Sometimes Spending is the Answer

“He looks like Buster Brown.” This statement is equal parts puzzling and entertaining when you don’t know who Buster Brown is. That’s the camp I fell into before today. I could tell my mom was dismayed over my son’s new haircut based solely on her delivery. The deadpan look. The hand on her hip. The … [Read more…]

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Posted in: Spend Tagged: awkward, baby, cheap, frugal, frugality, parenthood, parenting, parents, saving, spending, toddler

When It’s Time to Recalibrate

September 5, 2018 by Penny 7 Comments

$140. That’s how far we went over our budget last month. In just one category. As far as our budgets go, it was a bloodbath. It was also proof that if I give myself an inch financially, I’ll take a mile. Or at least a few hundred dollars. Rather than wring my hands or cry … [Read more…]

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Posted in: Plan Tagged: fun money, grocery spending, latte factor, lifestyle creep, lifestyle inflation, needs, saving, savings, spending, wants

Celebrating Your Money Wins – Volume 1

June 29, 2018 by Penny 5 Comments

Every money win is a win, no matter how small. We do a phenomenal job celebrating huge financial milestones. We post, we tweet, we share. Some of us even have dedicated debt-payoff GIFs that we send to others. ::cough cough:: via GIPHY She’s adorable. And so excited. I can’t help it! But the smaller money … [Read more…]

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Posted in: Celebrate Tagged: credit cards, customer service, money wins, points, retirement, saving, selling, spending

Why I’m Glad I Disagree with My Dad About Money

April 25, 2018 by Penny 13 Comments

My dad and I talk about money fairly regularly. As a money blogger, this is probably par for the course. Except my parents still don’t know about this blog. Not exactly anyway. For those of you who follow me on Twitter, you’ll recall that my husband let the cat out of the bag last fall … [Read more…]

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Posted in: Wonder Tagged: fiduciaries, fiduciary, investment fees, investments, life insurance, saving, spending, term life, term life insurance, Vanguard, whole life, whole life insurance

The Price of Everything, The Value of Nothing

April 23, 2018 by Penny 26 Comments

Why wouldn’t you want to earn more money? You can always earn more; it’s cutting back that you can only do so much of. Most people could find a job that pays twenty, thirty, or even forty thousand dollars a year online in a matter of days. These sentiments that get bantered about online—coupled with … [Read more…]

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Posted in: Wonder Tagged: earning, frugal, frugality, mindfulness, purpose, saving, second job, side hustle, spending

Easy Ways to Save Time and Money

March 12, 2018 by Penny 10 Comments

It’s here! The most sleepy day of the year. It isn’t just the day after the start of Daylight Savings Time that makes for a tricky morning, though. In fact, there isn’t a day on the calendar that I don’t feel like I could use a little more time. In that spirit, I thought I … [Read more…]

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Posted in: Plan Tagged: breakfast, Daylight Savings Time, habits, money, planning, saving, single-task, time
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