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Living a More Purposeful Life One Cent at a Time

income

Naps are Priceless and Other Things I Learned Going Back to Work

November 5, 2018 by Penny 15 Comments
What It's Like to Be a Working Mom

Exactly one year ago, my maternity leave ended. In some ways, time has never moved faster. In other ways, I can’t believe how much things still feel the same. But for 365 days, I have had a full-time job in addition to being a mom. My son has spent more of the time that he is … [Read more…]

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Posted in: Make Tagged: baby, career, earning, education, income, maternity leave, mom, motherhood, parenting, salary, savings, son, teaching, toddler, work, working

What Happened When I Tried to Stop Believing in the Latte Factor

October 29, 2018 by Penny 26 Comments
Is the latte factor real?

It started with a beverage. Of course it did. No, I’m not talking about an actual latte. Truth be told, I don’t drink coffee of any kind. Not even the kind that comes with a heaping of high fructose corn syrup and a caramel swirl. This was a Diet Coke. I had some time to … [Read more…]

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Posted in: Spend Tagged: earning, expenses, grocery, grocery budget, income, latte factor, shoes, splurges, Starbucks

5 Things I Wish I Knew About Freelancing

October 22, 2018 by Penny 8 Comments
5 Things I Wish I Knew About Freelancing

I have been freelancing for a long time. Not in the flashy, six-figure, time to make a course way, but in the holy cats, my job doesn’t pay super well, and I’d like some side money way. This isn’t just about teaching. In high school and college, I worked myriad part-time jobs for minimum wage. … [Read more…]

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Posted in: Make Tagged: copyediting, earn, editing, freelancer, freelancing, ghostwriting, hustle, income, side hustle, tutoring

Celebrating Your Money Wins – Volume 4

July 20, 2018 by Penny 7 Comments

You can have debt and still be good with money. Full stop. I know. Good day to you, too, friends. Some of you might be scratching your head or making a beeline to the comment section right now, but hear me out.

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Posted in: Celebrate Tagged: $100k, Boston, celebrate, debt, emergency fund, goals, income, money wins, New York City, passive income, rent, roommates, royalties, side hustles

Our 2018 Summer Goal Checkpoint

July 16, 2018 by Penny 11 Comments

I contend there’s no better city in the world in the summertime than Chicago. Kanye put it in a song, so it must be true. Though summertime Chi does coincide with construction season (if you’re not familiar, that’s any season that there isn’t still snow on the ground), summer is a pretty magical time here. … [Read more…]

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Posted in: Plan Tagged: 403(b), ecofriendly, environment, goals, green, income, investments, planning, progress, side hustle, summer

10 Lessons Learned After a Decade in My Career

May 29, 2018 by Penny 8 Comments

I am about to close the door on a decade in the classroom. For ten years, I have been able to pursue my passion and do what I love. It isn’t ever easy, but it’s always been worthwhile. Here are ten things that I’ve learned after ten years in my career. 1. Pursue your passions. … [Read more…]

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Posted in: Wonder Tagged: career, flexibility, goals, income, job, job loss, lessons, planning, salary, savings, work

I Also Don’t Want Your $14 an Hour Tutoring Gig

May 7, 2018 by Penny 21 Comments

VIPKID has an affiliate program. There. I said it. I’m not burying the lede on this one, fam. In case you have been living under a rock, VIPKID is the new darling of the side hustle world. For $14 an hour before taxes, you, too, can tutor out of the convenience of your home. VIPKID … [Read more…]

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Posted in: Make Tagged: education, extra income, income, side hustle, teachers, Teachers Money Talk, tutoring

To The Teacher Whose Broken Bookcase Post Went Viral

April 11, 2018 by Penny 22 Comments

 My bookcase also broke this year. So did a lamp and a picture frame. Though we are still months from the end of the year, by my very rough estimates from a largely imperfect student-run checkout system, over fifty books are missing from my classroom library. Nevermind the ones that have come back with cracked … [Read more…]

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Posted in: Wonder Tagged: education, income, inspiration, job, positivity, salary, schools, student, students, teacher, teaching, tough days

What is Frugality? No, Really.

April 5, 2018 by Penny 40 Comments

As of late, frugality has come under fire. I should know. I took one of the shots. Recently, though, I have also seen other personal finance writers throw some jabs at frugality. They pulled no punches. A lot of it was ugly, and it was downright incorrect in some instances, which leads me to wonder … [Read more…]

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Posted in: Save Tagged: consumer culture, consumerism, frugal, frugal living, groceries, income, savings, six figures, wealth

How Frugality Doesn’t Paint the Whole Picture

March 16, 2018 by Penny 50 Comments

Y’all, I am frugal. I am FRUgal. But let’s tell the whole truth, mkay? If this sounds familiar, cool, that means I haven’t been totally wasting my time on Twitter. Last week, I wanted to send a little thought out into the universe. I never imagined it would gain the traction that it did. It … [Read more…]

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Posted in: Wonder Tagged: career, frugality, gap, high income, income, salary, savings, six figures, teacher
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