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Living a More Purposeful Life One Cent at a Time

goals

Our 2018 Summer Goal Checkpoint

July 16, 2018 by Penny 11 Comments

I contend there’s no better city in the world in the summertime than Chicago. Kanye put it in a song, so it must be true. Though summertime Chi does coincide with construction season (if you’re not familiar, that’s any season that there isn’t still snow on the ground), summer is a pretty magical time here. … [Read more…]

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Posted in: Plan Tagged: 403(b), ecofriendly, environment, goals, green, income, investments, planning, progress, side hustle, summer

To Anyone Who is Learning That Progress Isn’t a Line

July 9, 2018 by Penny 18 Comments

Every journey begins with a single step. We’ve all see the footprints that accompany this quote on a motivational poster or the viral pin. Sometimes they mimic toes strolling through the sand. Sometimes they mime business shoes stepping across a floor. What they don’t mimic is real life.

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Posted in: Wonder Tagged: celebrate, challenges, charts, goals, graphs, journey, line, problems, progress, spreadsheets, struggles, success

Actions Over Words: 2018 Second Quarter Recap

July 2, 2018 by Penny 10 Comments

It’s a funny thing: to write about the meaninglessness of words. On a blog. Using my words. But I stumbled upon a quote that seemed really profound. Essentially, our words are who we’d like to be, but our actions are who we are. I set some lofty goals for the second quarter of this year, … [Read more…]

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Posted in: Plan Tagged: 529, college, consumerism, cups, goals, quarter 2, recap, reflect, retirement, savings, spending, waste

Do You Recognize Your Own Success?

June 18, 2018 by Penny 22 Comments

Do you see your success? I don’t. Sure, everyone once in a while, I’ll stop to toot my own horn on Twitter or on the blog. I’m a big fan of sharing extra mortgage payments or totaling up how much debt I’ve destroyed in a year. But I don’t know that I’ve ever actually defined … [Read more…]

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Posted in: Wonder Tagged: celebration, finances, goals, money, money wins, success

10 Lessons Learned After a Decade in My Career

May 29, 2018 by Penny 8 Comments

I am about to close the door on a decade in the classroom. For ten years, I have been able to pursue my passion and do what I love. It isn’t ever easy, but it’s always been worthwhile. Here are ten things that I’ve learned after ten years in my career. 1. Pursue your passions. … [Read more…]

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Posted in: Wonder Tagged: career, flexibility, goals, income, job, job loss, lessons, planning, salary, savings, work

Am I Making Room for My Priorities?

May 14, 2018 by Penny 13 Comments

I’m not sure what it is about time. Some moments, it feels like it’s crawling. Then, all of a sudden, you blink and almost half the year is gone. I started off the year with good intentions. Scratch that. I started with priorities. Rather than worry about where I’m headed or how far I still … [Read more…]

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Posted in: Plan Tagged: decluttering, goals, investing, priorities. Poshmark, Roth IRAs, Roths, selling, Vanguard

Here’s to Failure: 2018 First Quarter Recap

April 2, 2018 by Penny 23 Comments

There’s perennial talk about the importance of goal setting in personal finance. SMART goals, checklists, apps abound. All of these posts and tools are designed to set people up for success. Looking ahead, though, I am not just interested in success. I’m looking to fail. Here’s why: Looking to Fail There’s real bravery and power … [Read more…]

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Posted in: Plan Tagged: 529, failure, Fitbit, goals, health, interest, mortgage, principal, recap

Priorities and Posts for the New Year

January 1, 2018 by Penny 22 Comments

True to tradition, I will share my debt pay down numbers for 2017 in early January. While I’m eager to crunch the numbers, I wanted to start 2018 with a slight shift. Instead of emphasizing numbers right off the bat, I wanted to share my priorities for the new year, in addition to recapping some … [Read more…]

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Posted in: Plan Tagged: baby, earnings, experiences, family, freelancing, goals, new year, priorities, spending

A Look at our Biggest Mortgage Payment to Date

December 4, 2017 by Penny 19 Comments

There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]

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Posted in: Spend Tagged: debt, debt free, debt payoff, goals, homeowner, house, mortgage, payment, prepayment, savings

Making the Most of a Month

November 30, 2017 by Penny 6 Comments

28, 30, 31. Then, there’s the really unusual 29. No matter how you flip the pages, each month only has so many days. I’ve recently gotten into the groove of setting goals for each month, and I’ve been met with varying degrees of success. Instead of looking at the end of the month as the … [Read more…]

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Posted in: Explore Tagged: 529, family, finances, goals, health, money, planning, routine, streak, success, time
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