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Living a More Purposeful Life One Cent at a Time

goals

Q2 2019 Goals: I’m Still Setting Them

April 10, 2019 by Penny 10 Comments
Q2 Goal Setting To Do List Notebook

It’s here! It’s here! My goal post for the quarter. You know the obligatory post that every blogger writes because readers are their bestest accountability buddies? Ok, OK. The post that every blogger writes because people love to snoop and we want to indulge you? OK, FINE. It’s the post that should, in theory, be … [Read more…]

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Posted in: Plan Tagged: 403(b), clutter, ecofriendly, goals, mortgage, tax refund

My Money Did Better than Me: Q1 2019 Recap

April 3, 2019 by Penny 6 Comments
2019 Q1 Goals Recap

Happy April! The birds are chirping. The sun is staying out later. And it’s snowed, it’s rained, and it’s been 50 and sunny…all in the past week. Welcome to springtime in Chicago! With the arrival of spring (and the other three seasons that also sporadically burst onto the scene), I thought it was finally fitting … [Read more…]

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Posted in: Plan Tagged: charitable giving, charity, debt, finances, Fitbit, goals, green, health, mortgage, retirement, roth, steps, sustainability

When Your Goals Have Nothing to Do With Money

March 25, 2019 by Penny 38 Comments
When Your Goals Have Nothing to Do With Money

“When did I decide I was actually never going to work out?” I said that to my husband today. I looked him square in the eye because I was hoping he knew the answer. I didn’t when I asked him. I still don’t.  Of course, I could give the standard troupe about parenthood. But here’s … [Read more…]

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Posted in: Spend Tagged: consumerism, frugality, goal, goals, happiness, motherhood, spending

She’s An Egomaniac? The Year of Me Q1 2019 Goals

January 2, 2019 by Penny 14 Comments
Setting Goals for the New Year

There’s an incredible amount of pressure to transform yourself at the start of a new year. Or at least develop a plan to launch the transformation process. You know what, friends? I don’t have that kind of plan. In fact, I find the whole idea of having to create a new me overwhelming and, quite … [Read more…]

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Posted in: Plan Tagged: charity, Fitbit, fitness, goals, health, mortgage, roth IRA, sustainability

Yes, I Still Hate My Mortgage: Q4 2018 Recap

December 28, 2018 by Penny 18 Comments
Extra Mortgage Principal Goals 2018

OK, OK. It’s not technically the end of the quarter. But I’m on winter break, so I don’t really know what day, what week, or what year it is. Plus, everyone and their uncle blogger buddy is posting 2018 recaps. Since I don’t set yearly goals (mostly because I’m probably the world’s worst goal setter … [Read more…]

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Posted in: Plan Tagged: 529, college fund, debt, decluttering, financial goals, Fitbit, fitness, goals, health, mortgage, mortgage payment, principal, sustainable

How Do You Win at Money Over the Holidays?

November 7, 2018 by Penny 10 Comments
Money Wins Celebrations

The holiday season is fast approaching. This is the time of year when everyone from your grandma to your favorite news anchor is talking about… Spending. Not what you thought I was going to say, was it? It almost goes without saying that when it comes to a celebration, there is usually some kind of … [Read more…]

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Posted in: Celebrate Tagged: celebrations, consumerism, goals, holidays, money wins, purposeful spending, saving, spending, success, wins

A Mortgage Milestone & More: 2018 Third Quarter Recap

October 10, 2018 by Penny 19 Comments

I love words. It’s sometimes weird electing to spend all of my virtual free time in a world that values numbers when it is really words that speak to me. But when I look back at my progress this year, I have a confession to make: The numbers make a difference. I used to be … [Read more…]

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Posted in: Plan Tagged: debt, Fitbit, fitness, Freecycle, goals, mortgage, mortgage milestone, mortgage payoff, online sales, quarter, six figures, steps

What Is Your Why? Moving Beyond Vanity Metrics

October 8, 2018 by Penny 22 Comments
Finding Your Why

Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]

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Posted in: Wonder Tagged: bounce rate, clicks, diet, direction, education, goals, metrics, numbers, pageviews, purpose, teacher, teaching, traffic

What Are You Waiting For?

October 3, 2018 by Penny 19 Comments

What are you waiting for? Start now. There’s no reason not to. If you’re anything like me, you might have a handful of legitimate reasons why you can’t charge full throttle at every dream, both big and small, that you have right now. You’re don’t want to shortchange your students or your colleagues. You are … [Read more…]

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Posted in: Plan Tagged: debt, efund, goals, microgoals, planning, savings, side hustle, strategy, success

Celebrating Your Money Wins – Volume 4

July 20, 2018 by Penny 7 Comments

You can have debt and still be good with money. Full stop. I know. Good day to you, too, friends. Some of you might be scratching your head or making a beeline to the comment section right now, but hear me out.

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Posted in: Celebrate Tagged: $100k, Boston, celebrate, debt, emergency fund, goals, income, money wins, New York City, passive income, rent, roommates, royalties, side hustles
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