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Living a More Purposeful Life One Cent at a Time

family money

Free & Frugal Toddler Fun: The Autumn Edition

September 29, 2020 by Penny 1 Comment
Frugal Fun Apple Orchard Visit with Toddler Running

The warm weather faded dramatically fast in typical Midwestern fall fashion. Overnight temperatures are already flirting with freezing, and the days aren’t nearly as warm as they were even a week ago. While there are many things I adore about the change in seasons, there’s no doubt that it’s easier to have free & frugal … [Read more…]

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Posted in: Save Tagged: apple picking, family money, fishing, frugal, outdoors activities, toddler, toddler money

What Free & Frugal Fun with a Toddler Looks Like Lately

May 25, 2020 by Penny 6 Comments
Free Frugal Fun Toddler Lockdown Edition

To say that this hasn’t been the spring we imagined is an understatement. Our usual free and frugal fun adventures are comprised of library visits, playground adventures, and children’s museum explorations. So when the pandemic and subsequent lockdown more or less shook the Etch-a-Sketch of options clean, we had to rethink what free and frugal … [Read more…]

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Posted in: Save Tagged: COVID-19, family money, frugal, frugal fun, toddler, toddler money

5 Ways I Saved & Earned This Week – Volume 4

March 9, 2020 by Penny 4 Comments
Picnic Dinners at the Park to Save More This Week

What a week it’s been in the personal finance world. The market turmoil continues, as does the panic over COVID-19 the fact that our local Target can’t quite seem to keep up its stock of toilet paper or frozen pizza.  Unlike some people, I’m not choosing to tune out the daily news cycle. Instead, I’m choosing … [Read more…]

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Posted in: Make, Save Tagged: education, family, family money, freelancing, impulse buys, shopping, side hustle, Target, teaching, toddler

Ice Cream & The Value of a Dollar

February 19, 2020 by Penny 12 Comments
Buying Ice Cream Cones to Learn About Money

There’s so much talk about teaching kids about money. When do you start? How do you start? What’s saying too much versus saying too little? I can’t claim that I have that entirely figured out. Heck, I can’t claim that I have anything about parenting entirely figured out. But I do know that our toddler does already … [Read more…]

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Posted in: Spend Tagged: budget, family, family money, money lessons, saving, shopping, spending, toddler, toddler money

5 Ways I Saved & Earned This Week

February 17, 2020 by Penny 10 Comments
Snow Day Adventures 5 Ways I Saved

I tend to prioritize saving over earning more money. It’s worth noting *why* I do this. Obviously, if you have a big mountain of debt to move, the best way to move the needle is to make more money. However, we don’t have an income problem so much as a spending problem. Or at least, … [Read more…]

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Posted in: Save Tagged: family money, frugal, income, library, savings, side hustle, teaching

Toddler Money Diary: Valentine’s Day Party Edition

February 10, 2020 by Penny 6 Comments
You Are Awesome Sauce Valentines Day Toddler Party Tag

There are all sorts of ways to make kids expensive. Celebrating every holiday for instance. But as a family that really does love to celebrate, no matter how made up the occasion, we knew that we were going to say yes to Valentine’s Day!  We knew we wanted to avoid a last-minute Valentine’s Day gift … [Read more…]

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Posted in: Spend Tagged: family money, holidays, kids, money diary, parenting, spending, toddler, toddler money diary, Valentine's Day

Is it Lifestyle Inflation or Do I Need to Adjust My Budget?

November 13, 2019 by Penny 18 Comments
Is It LIfestyle Inflation or Is It Time to Adjust My Budget?

Confession time, fam. I keep busting our budget. The whole thing doesn’t go up in flames, but category after category, month after month, I keep going over budget. So as I scrolled through the spreadsheet last month, I found myself wondering if this is lifestyle inflation at its undiagnosed finest…or do I need to adjust … [Read more…]

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Posted in: Plan Tagged: budget, family money, grocery budget, lifestyle inflation, parenting, savings, spending

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