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Living a More Purposeful Life One Cent at a Time

consumerism

The You-Can-Afford-It Spending Trap

August 7, 2017 by Penny 25 Comments

Something strange has happened. Somewhere along the way, Mr. P and I have turned into adults. Real adults. It’s not just because we’re up to our eyeballs in dirty diapers. Nor is it because we shackled ourselves to the bank are proud homeowners. It’s because we have what our family and friends have deemed “good … [Read more…]

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Posted in: Spend Tagged: baby, budget, consumerism, excess, maternity leave, spending

Clearing Clutter: Figuring Out What I Own

July 3, 2017 by Penny 25 Comments

“I spent my 40th birthday touching everything in my house. And I haven’t done it since.” One of my in-laws shared that nugget with me last month. And while I don’t know her exact age, I do know that she isn’t 41. Did that make you shudder? Phew. Me, too.

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Posted in: Wonder Tagged: consumerism, declutter, minimalism, organization, shoes, stuff

The Problem with Avocado Toast

May 17, 2017 by Penny 42 Comments

To borrow a line from Clueless, I’m about to turn traitor on my generation for a second. Avocado toast is a problem. It’s certainly not holding back an entire generation from homeownership. There’s bloating housing markets, student loans, and myriad other factors doing that. But I’m not willing to let this breakfast item du jour … [Read more…]

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Posted in: Wonder Tagged: avocado toast, consumer culture, consumerism, Instagram, intentional spending, lattes, saving, spending, trends

Clutter Confessions: 100-Day Countdown

April 12, 2017 by Penny 18 Comments

Today is the 100-day mark until Half Penny arrives. Countless thoughts race through my mind. Epidural or not? Boy or girl? Cloth diapers or disposables? Will I ever get an adequate explanation of the difference between a bouncer and a swing? And the most important question of all: If I had an engineering degree, would … [Read more…]

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Posted in: Wonder Tagged: closets, clutter, consumerism, declutter, excess, minimalism, organization, shoes, stuff

Bah Humbug: A Little Scrooge in Me

December 7, 2016 by Penny 22 Comments

December is a lot of things for a lot of people. For me? Well, it’s mostly a race to finish A Christmas Carol before winter break begins. The Dickens classic is part of the curriculum so I’m up to my eyeballs in ghosts, chains, and mince pies. While the iconic antihero Ebenezer Scrooge is typically … [Read more…]

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Posted in: Uncategorized Tagged: A Christmas Carol, budget, Christmas, classroom, consumerism, Dickens, electricity, heat, literature, minimalism, money, Scrooge, students, teaching

In Defense of Kylie Jenner

September 7, 2016 by Penny 23 Comments

There. I said it. Now before you think that I’m trying to usher in the apocalypse, hear me out. I’m not about to argue that the world needs another Kardashian. To be honest, I’m not even totally sure that she really is one. Instead, I’d like to defend the interview Ms. Jenner did for Wealthsimple … [Read more…]

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Posted in: Uncategorized Tagged: consumerism, goals, growth, Jenner, Kardashian, millionaire, mindless, progress, shopping, spending, wealth

The Latte Factor Lived in My Closet

August 10, 2016 by Penny 40 Comments

Here’s the thing: I don’t drink coffee. I can count on one hand the number of sips I’ve tried. It’s so repulsive to me, I cannot swig it down in a Frappuccino that is 87% sugar, 11% heavy whipping cream, and 2% coffee. I won’t even eat tiramisu, failure of an Italian American that I … [Read more…]

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Posted in: Uncategorized Tagged: careless, clutter, consumerism, debt, impulse buy, minimalism, purchases, shoes, shopping, waste

Every Cent Counts

December 2, 2015 by Penny 14 Comments

Pennies matter more than you know. In the world of personal finance, we often focus on ourselves — our saving, our spending, our investing. It makes perfect sense. It’s what puts the personal in personal finance. Still, how we spend our money has far-reaching consequences that are easy to overlook during a time of year … [Read more…]

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Posted in: Uncategorized Tagged: Black Friday, consumerism, money, sourcing, treatment

How I Fell into Six Figures of Debt Without Noticing

November 12, 2015 by Penny 30 Comments

This blog post is dedicated to that four-letter word that will make any finance blogger blush, twitch, foam at the mouth even: Debt. We have it. We have lots of it. To be precise, Mr. P and I have six figures worth of debt, and the first digit wasn’t even a 1 until this past … [Read more…]

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Posted in: Save, Spend, Wonder Tagged: bad debt, consumerism, debt, financial literacy, good debt, house, housing, loans, mortgage, society

Don’t Be Clueless about Clutter: 20 Signs You Have Too Much Stuff

August 25, 2015 by Penny 9 Comments

I’m a big fan of giving credit where credit is due: Cher Horowitz, this is on you. Growing up, my mission in life was to score a computer–complete with dial-up, of course–that would scan my closet and sound an alarm should I mis-match any of my plaid pieces from Contempo Casual. And while I never … [Read more…]

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Posted in: Uncategorized Tagged: closets, consumerism, decluttering, home, organization, spending
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