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Author: Penny

My $7 Breakfast Budget for the Month: An Ode to Oatmeal

September 2, 2015 by Penny 18 Comments

Some say breakfast of champions. I say breakfast of cheapskates. Some people were surprised to hear that our grocery budget goal for this month is $200. It clocks in quite a bit lower than the national “thrifty” average of $387 for two people. I’ll let you in on a secret. Part of why our grocery budget … [Read more…]

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Posted in: Penny Saves Tagged: breakfast, budget, finance, goals, groceries, spending

September Goals: A $200 Grocery Budget Plus A Decluttered Kitchen

September 1, 2015 by Penny 10 Comments

It’s almost fall. As the temperature slowly starts to drop (at least in theory – not in the Midwest, though, apparently), that means it’s time for football games, homemade chili, sweater weather, and new goals. First up? Food! Most months our grocery budget comes in at around $250 for the two of us. Typically, household … [Read more…]

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Posted in: Uncategorized Tagged: budget, decluttering, grocery, kitchen

Monday Motivation: Decluttering, Homesteading, and More

August 31, 2015 by Penny 4 Comments

Each Monday, I post a curated list of blogs, podcasts, recipes, books, and activities that will get me motivated for the week ahead. Click – Because I come from the school of Cher Horowitz and Carrie Bradshaw, the whole idea of living purposefully with less stuff was a bit of a shock to the system. … [Read more…]

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Posted in: Monday Motivation Tagged: cooking, decluttering, exercise, fitness, homesteading, podcasts, recipes, slow cooker

Simple Switches: The Goodness of Giving Something Away

August 28, 2015 by Penny 5 Comments

Mr. P and I are in the midst of a massive overhaul of our home. For the past few weeks, I’ve been a decluttering machine. Craigslist, Poshmark, Tradesy, local consignment stores. You name it, I’ve tried it*. I have also filled several trash bags to the breaking point and bequeathed them to my neighborhood Goodwill … [Read more…]

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Posted in: Uncategorized Tagged: decluttering, giving, mindful, neighborhood, purposeful living, resale, sharing

Why International Travel Might Not be Out of Reach

August 27, 2015 by Penny 10 Comments

International travel. You might want to move it closer to the top of your bucket list. Why? Not only is travel a fantastic way to expand your perspective and learn more about the world…it can also be a lot more budget friendly than you might think. Mr. P and I were planning a trip to … [Read more…]

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Posted in: Explore Tagged: budget, rewards points, travel, vacation

Credit Card Tips & Tricks: How I Scored a $20 LOFT Rewards Card in One Day…Twice

August 26, 2015 by Penny 14 Comments

That’s right. I scored a $20 LOFT Rewards Card in one day–actually, in about twenty minutes–to the tune of 100% back in rewards. Here’s how it all played out: As a teacher, I love Ann Taylor LOFT. If any store has mastered the art of stand-for-eight-hours-a-day comfortable chic, it’s LOFT. However, I’ve been trying to cut … [Read more…]

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Posted in: Make, Spend Tagged: cash back, credit card, LOFT, rewards, saving

Don’t Be Clueless about Clutter: 20 Signs You Have Too Much Stuff

August 25, 2015 by Penny 9 Comments

I’m a big fan of giving credit where credit is due: Cher Horowitz, this is on you. Growing up, my mission in life was to score a computer–complete with dial-up, of course–that would scan my closet and sound an alarm should I mis-match any of my plaid pieces from Contempo Casual. And while I never … [Read more…]

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Posted in: Uncategorized Tagged: closets, consumerism, decluttering, home, organization, spending

Monday Motivation: Folklore, Clear Thinking and Then Some

August 24, 2015 by Penny 9 Comments

  Each Monday, I post a curated list of blogs, podcasts, recipes, books, and activities that will get me motivated for the week ahead. Click – This post from Bridget at Money after Graduation is such an excellent reminder to keep an eye on your pennies – not just your earnings, but your spendings and … [Read more…]

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Posted in: Monday Motivation Tagged: blogs, fitness, meditation, money, motivation, purpose, smoothies, wellness

Simple Switches: Four Reasons to Make the Bed Together

August 21, 2015 by Penny 5 Comments

Every Friday, I’ll feature a simple change that I am implementing to lead a more purposeful life. I hope you’ll join me or share some simple switches that you’ve made to your life. Make your bed every day. That tip tops virtually every morning productivity list floating around on the Interwebs. So, when Mr. P … [Read more…]

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Posted in: Uncategorized Tagged: mindful, morning, morning routine, relationship, together

Coupons, I Just Can’t Seem to Quit You

August 20, 2015 by Penny 11 Comments

Not one week after posting about my frivolous wasteful stupid couponing shenanigans, I couldn’t resist their siren song. A great grocery store sale combined with four high-value manufacturer’s coupons netted me four boxes of Kellogg’s Rice Krispies for $2.00. If you buy lots of cereal because it’s back-to-school time and you have kids your husband … [Read more…]

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Posted in: Penny Saves Tagged: budget, coupons, frugal, savings
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