She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram

Author: Penny

You Don’t Have to Give, But You Absolutely Should

February 29, 2016 by Penny 34 Comments

The oxygen mask on an airplane analogy is a cornerstone in life lessons. It essentially boils down to the notion that we need to help ourselves before we can effectively help anyone else. I get it. What I don’t understand, though, is the fact that so many people feel that they not only have to … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Uncategorized Tagged: charity, donations, gifting, giving, help, kindness

Three Overlooked Donation Options for Food Pantries

February 26, 2016 by Penny 20 Comments

When it comes to making a donation to a food pantry or a food bank, I used to think it was a no brainer. My mind mapped out a Venn diagram of sorts that considered what my dietary staples included, what I knew to be non-perishable items, and then I tried to scoop up whatever … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: charity, community, donations, food bank, food pantry, gifts, giving

The Privilege of Pretending

February 24, 2016 by Penny 35 Comments

My heart started to hammer as I unloaded my grocery cart items onto the conveyer belt and I started to mentally run the numbers. We might not make it under our $200 grocery budget for the month. How could this be? What was different? Did I buy too much fresh produce? Should I put something … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Uncategorized Tagged: budget, food, food insecure, groceries, poverty, privilege, SNAP, Tim Ferriss

FIRE is in My Blood

February 22, 2016 by Penny 12 Comments

The first time I mentioned the revolutionary concept of financial independence early retirement (FIRE) to my mom a few years ago, I was met with a scoff. She applauded the idea of financial independence. But early retirement? It was met with pursed lips, a decided frown, or the click of her tongue behind her teeth … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save Tagged: advice, early retirement, examples, family, FIRE, goals, lessons, mom

A Lesson in Latte Factors, or Reaching Teacher Nirvana

February 18, 2016 by Penny 20 Comments

Latte factor: the total cost of your regular, nonessential spending to show how much you could be saving each year. “Look at all that money!” A student gasped, staring at her calculator in disbelief. Sure enough, that burst of excitement flagged the attention of several other students. “Money?” “What money?” “Whose money?” “Where did it … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Savings Tagged: kids, latte effect, latte factor, middle school, saving, spending, teenagers, teens

The Price of Politeness

February 16, 2016 by Penny 20 Comments

There’s a fine line between being polite and being a pushover, and it’s a line that I’ve danced along for the majority of my life. Chaulk it up to a consequence of my incredible awkwardness, but speaking up for myself in person has always been more than just a little bit challenge. Like, a whole … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: bills, etiquette, home, lunch, manners, payment, remodel, renovation, split check

Tip Yourself: Spark Joy on Your Phone

February 11, 2016 by Penny 2 Comments

This past week, I took a long, hard look at my iPhone. Dozens of apps slotted into folders on my home screen – some apps are overused, some never used, and an overwhelming amount of apps that fell somewhere in between. Midway through my quest to clean up my smartphone a la Marie Kondo and … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Uncategorized Tagged: app, goals, microsavings, savings, success, technology, Tip Yourself

Nothing But Net: Putting One-Third of Our Net Income Towards Debt

February 9, 2016 by Penny 29 Comments

At the start of the year, I wrote two different posts about debt repayment. First, I talked about how we paid $18,000 towards our mortgage. Then, I copped to the fact that we actually paid $24k towards debt, because Mr. P still had a car loan until one final click paid it off in full. … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save Tagged: budget, debt, financial independence, mortgage, net income, payoff, savings, side hustle

Do Your Savings Make Sense?

February 2, 2016 by Penny 11 Comments

Growing up, I celebrated nearly every birthday at an arcade. It was magical: bumper cars, skeeball, Bozo Buckets, Whac-a-Mole, and more. The lights and bells that signaled a win delighted me almost as much as the sound of the mechanism churning out tickets. Ever so gently, I would remove my winnings from the ticket dispenser, … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save Tagged: future, goals, money, planning, savings

Lessons I Learned Sitting Next to a Winning Slot Machine

January 28, 2016 by Penny 10 Comments

Don’t fly in on a Sunday. Play in heavily trafficked areas. Always use a player card. Never use a player card. As soon as anyone heard we were dashing off to Sin City this past December, advice on how to beat the odds in Las Vegas bubbled over. Want the best odds of returning home … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Explore Tagged: gambling, gratitude, lessons, luck, slots, travel, Vegas
« Previous 1 2 3 4 5 … 45 46 47 48 49 50 51 52 53 … 55 56 57 58 59 Next »

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • 5 Money Lessons My Newly-Minted Five Year Old Knows July 29, 2022
  • Why An Un-Frugal First Birthday Was Just What We Needed July 15, 2022
  • I’m 36 and We’re Mortgage Free! April 29, 2022

Popular Posts

  • Reselling Books: Is SellBackYourBook.com Legit?
  • Why My View on What to Do with Low Ball Poshmark Offers is Changing
  • 5 Money Lessons My Newly-Minted Five Year Old Knows

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2022 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...