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Living a More Purposeful Life One Cent at a Time

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My Money Truths & Two Years of Blogging

August 14, 2017 by Penny 37 Comments

I talk a lot about money. In fact, I’ve written about it 262 times over the past two years. While I’ve learned a lot, I’m no money expert. I’m also not an expert blogger, so you won’t see anything in this anniversary post related to blogging income (spoiler: it’s in the negatives) or vanity metrics … [Read more…]

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Posted in: Save, Spend Tagged: blogging, car, debt, income, job, mortgage, salary, side hustle

A Six-Figure Celebration and Shrug

July 10, 2017 by Penny 41 Comments

Our savings account balances just crested six figures. Six figures! I could buy a whole bunch of Jimmy Choos or even a Tesla. We won’t do that, of course. Instead, we’ll celebrate and shrug with our favorite virtual family (that’s you guys). Because if we’re talking about savings, we’ve got to be honest: it can … [Read more…]

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Posted in: Save Tagged: baby fund, e-fund, emergency fund, homeowner, savings, six figures

A Month with Boost Mobile

April 17, 2017 by Penny 16 Comments

It’s been over a month since the great experiment to slash our cell phone bill in half began. Like all the exciting scary adventures in our marriage, I made Mr. P go first. Ziplining, cenote jumping, breaking up with Sprint and spending a month with Boost Mobile. Now that thirty days have passed, I’m ready … [Read more…]

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Posted in: Save Tagged: Boost Mobile, budget, cell phone, cost, fees, low-cost carrier, month with boost mobile, savings, service, signal, Sprint, switch to Boost

Slashing Our Cell Phone Bill by Half

March 13, 2017 by Penny 28 Comments

How much do you spend on a phone each month? As of last month, we spent $170 a month on two phones. And we’d been doing so for years. After a fair amount of hemming and hawing mixed in with waiting out the duration of our contracts, we decided to put a stop to the … [Read more…]

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Posted in: Save Tagged: Boost Mobile, budget, cell phone, low-cost carrier, plan, savings, secondary provider, Sprint

Debt & Investing: Which Path Do You Choose?

February 22, 2017 by Penny 24 Comments

I don’t set goals. But I do get set in my ways. Since I’m so charming, it all works out. Right? Riiiiight. For more than the past year, we have implemented the exact same approach to paying down debt and investing–do both as well as we can. And it’s working. But I also wonder if … [Read more…]

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Posted in: Save Tagged: debt, debt payoff, investing, mortgage, roth, Vanguard

Four Ways We’re Preparing to Earn Less

February 20, 2017 by Penny 34 Comments

Earlier this month, I turned in my paperwork for my twelve-week maternity leave. While I plan on doing a post in the near future with all the gory, number-crunching details, the short story is it is entirely unpaid. Our income won’t drop for another five months, but we’re already looking hard at what to do … [Read more…]

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Posted in: Save Tagged: cut in pay, ecofriendly, green, less income, Poshmark, resale, saving, used

Savings Advice for Windfall Season

February 8, 2017 by Penny 34 Comments

Windfall season is upon us! Extra paycheck month and tax time are both nearly here. Of course, I know I’m not actually coming into any money that isn’t already mine. In fact, if I wanted to go all Debbie Downer on you, I’d point out the fact that this is actually money I’ve already earned, … [Read more…]

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Posted in: Save Tagged: baby, extra paycheck, future, planning, roth, roth IRA, savings, tax refund, tax return, Vanguard

Frugally Awesome…or Awkward: Pregnancy Edition

February 1, 2017 by Penny 39 Comments

Life has always been a little awkward for me. Since I shared our pregnancy news, though, the awkward factor has been off the Richter scale. Take, for instance, bowling last weekend. As the pins started to wobble after my feeble attempt at a strike, a coworker shouted, “Jump! You’re bigger now!” And then there was … [Read more…]

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Posted in: Save Tagged: awkward, baby, Baby Brezza, baby registry, baby shower, financially awkward, Pottery Barn, pregnancy, umbilical cord

$27K in Debt Destroyed this Year

December 19, 2016 by Penny 42 Comments

Last year, I couldn’t make up my mind when it came to our debt. At first, it seemed like we had paid off just shy of $20,000. Then, I remembered came clean about the fact that we still had a car payment. So we clocked in right around $24,000 when it was all said and done. … [Read more…]

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Posted in: Save, Spend Tagged: bad debt, debt, debt payoff, extra payment, goals, good debt, home ownership, hustle, mortgage

Mixed Up Meals: What Millennials Eat

October 26, 2016 by Penny 19 Comments

We’re known as the generation that photographs our food. There’s #instayum, there’s #foodspotting, and there’s the overly clever #yummmm. Thanks to us, brunch is chic, and if you want rosé all day, no one will stop you. What do millennials eat? Do we live out these hashtags in real life or is this a social media … [Read more…]

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Posted in: Plan, Save, Spend Tagged: Blue Apron, eating, food, millennial, millennials, millennials eat, subscription box
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