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Living a More Purposeful Life One Cent at a Time

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How We Pulled Off a No Spend Weekend as a Family in the Dead of Winter

February 20, 2019 by Penny 4 Comments
No Spend Weekend Family Winter Ideas

I’ve written about our decision to opt out of opting out before. In short, major spending restrictions don’t seem to target our money needs right now. Five years ago, when I literally bought an espadrille in every color so I could make a rainbow on my personal Instagram account? Money gods, yes. Now? Not so … [Read more…]

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Posted in: Save Tagged: baby, family, frugal, grocery budget, library, no spend, savings, toddler, weekend, zero spend

Frugally Awesome…or Awkward: Toddler Clothes and Toys Edition

February 13, 2019 by Penny 13 Comments
Frugally Awesome Awkward Stories Toddler Clothes Toys

We made a choice when we had our son. We agreed to raise him differently. He eats pizza. He’s even had French fries. If I’m being entirely honest, he’s also eaten crayons, sock fuzz, and whatever he found in the dust pan at the play place that accidentally got left in the middle of the … [Read more…]

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Posted in: Save Tagged: awkward, baby, clothes, consumerism, grandparents, hand-me-downs, materialism, secondhand, toddler

4 Things That Still Surprise Me About Frugality

January 30, 2019 by Penny 9 Comments
4 Things that Surprise Me About Frugality

For some people, frugality comes naturally. I. Am. Not. Some. People. But I have adopted a fairly frugal lifestyle for the past few years, and I like it. I really do. We are much more intentional with our spending. The constant influx of of stuff has stopped. I wreak far less havoc on the environment. … [Read more…]

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Posted in: Save Tagged: clutter, consumer culture, consumerism, frugal, frugality, habits, impulse buys, materialism, shopping, spending

Why My Financially Stress-Free Christmas Starts Now

January 7, 2019 by Penny 16 Comments
Stress-Free Christmas Save Money

‘Tis the season to be… I know. Christmastime is over and there’s probably nary a carol left stuck in your head. Until now.  You’re welcome. While there’s a good chance this next season is all about being grumbly over the gray weather as we all wait for spring, I’m actually using it as time to … [Read more…]

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Posted in: Save, Spend Tagged: cash back, cashback, Christmas, mobile apps, rebates, savings, shopping, sinking fund

Four Ways to Make Your Thanksgiving More Frugal

November 14, 2018 by Penny 17 Comments
Four Ways to Have a Frugal Thanksgiving

Alright, alright. With Thanksgiving time nearly upon us, I’ve been thinking a lot about how much money Americans spend on turkey time each year. About $165, with nearly $68 of that going to travel.  In my mind, this number is the problem with averages. If you are flying your family across the country, you’re spending … [Read more…]

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Posted in: Save Tagged: baking, cooking, family, frugal, holiday, holiday expenses, recipes, spending, Thanksgiving, travel

My Favorite Frugal Five: A Recap

September 24, 2018 by Penny 8 Comments
Favorite Frugal Five

I am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done … [Read more…]

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Posted in: Save Tagged: awkward, change, frugal living, frugality, growth, Plutus, Plutus Awards

When You Get More Than You Give (Up)

September 19, 2018 by Penny 15 Comments
Frugality PB and J

Peanut butter and jelly. I eat it every day for lunch. After a recent interview on the FIRE Drill Podcast, that seemed to be the sound bite that stood out to most people. I could practically hear people’s sighs laiden with pity. Rather than write an ode about that the deliciousness of that simple sandwich … [Read more…]

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Posted in: Save Tagged: charitable giving, charity, consumerism, eco-friendly, environment, environmentalism, mindful, mindful spending, mindfulness, shopping

Why I’m Skipping Starbucks

June 25, 2018 by Penny 20 Comments

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Posted in: Save Tagged: budget, coffee, consumerism, environment, latte factor, mindful, plastic, plastic waste, reusable, reuse, Starbucks, sustainable, waste

10 Money Moves We’re Making This Summer

June 11, 2018 by Penny 17 Comments

School’s out for summer! To-do lists are shorter. Days are longer. And I’m actually sticking to my word and not teaching summer school. While that certainly makes room for relaxation, summer is also the perfect time for us to make some new money moves. Here’s our plan:

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Posted in: Save Tagged: clutter, decluttering, freelancing, ghostwriting, investing, kayak, money, outside, reselling, side hustling, summer, writing

Why I Prefer Extra Income to Emergency Funds

May 21, 2018 by Penny 23 Comments

The calendar invite notification chirped. There it sat in my mailbox. A 9:00 am meeting appointment for three days from now with my boss. No subject. No agenda. No explanation. Despite having just completed my summative evaluation where I earned the highest rankings, I automatically assumed I was about to be fired or transferred or … [Read more…]

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Posted in: Plan, Save Tagged: emergency fund, freelancing, ghostwriting, hustling, job loss, job security, jobs, savings, side hustle, writing
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