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Living a More Purposeful Life One Cent at a Time

Celebrate

Celebrating Your Money Wins – Volume 16

May 6, 2019 by Penny 5 Comments
Celebrating Your Money Wins 15

Not every money win has to a huge one to matter. Last month, I focused a sizable win. We have enough in savings to wipe out our mortgage. That’s H-U-G-E. But this month? I’m actually equally excited by something that only adds up to maybe $20 or $30 a month. I am officially Diet Coke … [Read more…]

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Posted in: Celebrate Tagged: budgeting, budgets, FI, financial independence, income, investing, investments, rental

The Only Money Thing I Want to Do By 33

April 24, 2019 by Penny 17 Comments
My Money Time Capsule at 33

Aging is not a death sentence. It is, in fact, the exact opposite. Each birthday is another opportunity to grow, and it’s not just about becoming long in the tooth. People travel forward on their journeys, even if especially if their journeys aren’t straight lines. Of course, our thoughts and views change. What doesn’t get … [Read more…]

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Posted in: Celebrate Tagged: 403(b), birthday, debt, goals, investing, mortgage, Roths, teacher, teaching

Celebrating Money Wins – Volume 15

April 17, 2019 by Penny 4 Comments
Celebrating Money Wins 15

I used to confess this money secret pretty regularly, but I haven’t made mention of it for a while. I don’t track our net worth. Famously. Infamously. Stupidly. While it’s a rationale that’s probably complicated enough to merit a whole post, the short answer is that net worth doesn’t mean much to us right now. … [Read more…]

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Posted in: Celebrate Tagged: apps, childcare, coupons, daycare, Ibotta, mortgage, rebates, savings

Celebrating Money Wins – Volume 14

February 25, 2019 by Penny 6 Comments
Money Wins Celebrate Winning with Money

The maturity date on my mortgage is 2042. 2042. 2 0 4 2. It’s a pretty depressing number if you let that fully sink in. My kid will be done with college. My teaching career will be coming to a close. My car will most assuredly fly a la The Jetsons. 2042 is a long … [Read more…]

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Posted in: Celebrate Tagged: amortization, celebrate, debt, debt free, debt payments, money wins, mortgage, student loans

Celebrating Money Wins – Volume 13

February 11, 2019 by Penny 14 Comments

If I’m being totally honest, I haven’t felt much like celebrating lately. What a way to start a post on money wins, huh? I think I lost the forest for the trees. Or the trees for the forest. Or money doesn’t grow on trees. Or something. Everything has just felt so financially ordinary lately. There … [Read more…]

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Posted in: Celebrate Tagged: childcare, children, daycare, debt, expenses, freelancing, money wins, mortgage, savings

Celebrating Your Money Wins – Volume 12

January 11, 2019 by Penny 8 Comments

Normally, this money wins series is all about celebrating small victories. In past editions, I’ve shouted from the blog rooftops about everything from reversed credit card fees to rounding up paycheck pennies for charitable causes. But you know what? It’s the start of a new year, and it’s time for some major motivation. We made … [Read more…]

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Posted in: Celebrate Tagged: debt, debt payoff, freelance, freelancing, money wins, mortgage, part time, quitting, self employment, student loans, writing

Holiday Money Wins 4

December 21, 2018 by Penny 4 Comments
Win with money over the holidays

It’s the shortest day of the year, but we’re going to party hard. And not just because every day from here on out gets a little bit lighter and brighter for a little bit longer. Nope, we’re celebrating because the holiday money wins came pouring in this week. Why? I suspect a lot of us … [Read more…]

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Posted in: Celebrate Tagged: 529, celebrations, Christmas gifts, debt, debt payoff, holiday, money wins, student loans, wins

The Perfect Teacher Present

December 17, 2018 by Penny 10 Comments
She Picks Up Pennies finance frugality

Are you giving the perfect gift this holiday season? If you’re anything like me, after spending 0.000547 seconds online, one thing is abundantly clear: you’re probably not. As with most of life, we’ve managed to overcomplicate things when it comes to gifting. I fell down that Pinterest rabbit hole so hard when I was picking … [Read more…]

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Posted in: Celebrate Tagged: consumerism, education, gift, gifts, presents, schools, teacher, teaching

A Celebration of Stuff: Or Why I Might Be Flunking Minimalism

December 12, 2018 by Penny 12 Comments
Celebration of Stuff Bad Minimalist

What’s the best gift you’ve ever been given? A real gift. Something that came in a box with a bow. Or at least wrapped in the funnies. You know, a present. Of course, there’s health and happiness, family and friends. The gift of knowledge, which is something I have been giving my students all year. … [Read more…]

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Posted in: Celebrate Tagged: Christmas, clutter, decluttering, gifts, minimalism, presents, Thoreau

Holiday Money Wins Part 3

December 10, 2018 by Penny 7 Comments
Pay for Christmas in Advance Money Wins

How much money are you dropping this holiday season? $100? $250? $1000? (You know, the number that is otherwise known as the national average.) Last week, I shared my money win that Christmas was already paid for. It feels great to not have to worry about the cost of anything. It’s especially exciting because I … [Read more…]

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Posted in: Celebrate Tagged: consumerism, gifts, holiday, holiday shopping, saving, savings account, sinking fund, spending
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