Last week, our family of three became a family of four. We couldn’t be any happier or more tired. At least I don’t think!
This post doesn’t have any crunched numbers or completed spreadsheets. Those numbers will come later.
But what I can say on the financial front is it’s amazing how much another life-changing moment can both reaffirm and challenge your finances. I feel surprisingly optimistic heading into another unpaid maternity leave. Our mortgage balance is steadily decreasing (we’re under $50,000 now!) and our savings and investments are on the uptick.
And yet, I find myself dreaming of Disney and so much other spending. While I don’t know if Disney is in the cards now or ever (HP likes Mickey Mouse but isn’t big on movies in general), I do find myself focused much more on mid-range goals than ever before.
- What family vacation can we take locally?
- Do we plan a staycation for this winter?
- When might we travel internationally again?
- What experiences can we give them?
- What experiences do we want to have as a family?
- How can we spend even more time with our kids?
That isn’t to say that we haven’t done our fair share of adventuring as a family of three. Quite the opposite. Once we found our groove, we were on the move quite a bit. But I didn’t spend nearly as much time thinking about, planning for, or setting money aside for those mid-range goals. And yet that’s exactly where my mind is going now.
So the next few midnight wakings, I’ll be spending my time soaking up newborn snuggles and brainstorming all sorts of sinking funds for the next few years.
Wisconsin Dells anyone?
So Tell Me…How have happy life milestones altered your thinking about money?